How to Save Money at the Grocery Store

Hot Dogs and Bacon

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We all know the importance of eating well. However, there’s the common misconception that eating healthier has to be more expensive. While this is certainly true in some circumstances, there’s no reason you can’t eat a balanced diet and still save money at the grocery store. Here’s how you can save money in the checkout line.

  1. Buy in bulk. If you use a lot of olive oil, don’t buy the tiny bottle– go for the gigantic one. You can always pour it down into a smaller bottle for every day use. Here’s a shopper’s secret: most grocery stores will post the “price per ounce” cost of every product. Look at these prices when you go shopping: 90% of the time, the bigger bottle will be cheaper in the long run. Consider a membership to a place like Costco or Sam’s Club, but only buy what you actually like and won’t spoil quickly. You won’t be saving money if you buy 18 bars of ill-smelling soap or five pounds of strawberries that went bad before you could use them.
  2. Don’t be afraid of the manager’s special. You could wind up with a $.83 chicken breast or a $1.96 pack of short ribs. A manager’s special doesn’t mean that there’s something wrong with the meat; rather, it means that the store is estimating they won’t sell the product by its expiration date at its current price. If a meat product is set to expire on the same day you buy it, just cook it up that night.
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Being Thankful for Insurance

Everyone has those moments, standing at the counter, getting ready to pay before leaving the doctor’s office. How about someone breaking in with your adt home security? You hear the amount that you owe or lost and frustration sets in. Seriously? That’s how much money I am required to pay? Don’t I have insurance? All insurance plans don’t make medical attention inexpensive, but they do prevent you from paying the full amount.

Look at the Full Bill

After leaving your appointment it takes a few days, or even a few weeks, to get the statement from the insurance company in the mail, letting you know how much of the cost in insurance company picked up. Instead of just throwing the form away, consider opening it up and taking a look at what the real cost of the medical treatment. Calculate what you would have paid out-of-pocket. It might make that co-pay that you left at the office seem a little better.

Look into other Alternatives

Sometimes, because nothing goes wrong on a day-to-day basis, everyone gets frustrated with the premiums that they pay for medical insurance. You question whether the money is worth it. You wonder if there are alternatives. Checking out your options isn’t a bad thing. Consider starting a Health Savings Plan or even changing insurance companies. Either way, you can make some changes.

Emergencies

Finally, sometimes you just aren’t happy with the amount of you have to pay and you don’t see any alternatives waiting around the corner. In this case, remember that sometimes, medical insurance is beneficial in the case of medical emergencies. If you need to have a procedure done in the doctor’s office or even in the hospital, insurance may keep the out-of-pocket expenses from being astronomical.

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